"Atal Pension Yojana - Jan Dhan to Jan Suraksha".
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Atal Pension Yojana (APY) – Jan Dhan to Jan Suraksha : APY is a social security scheme introduced by Govt. of India specially for poor people working in unorganised sector in india. APY was introduced in budget of 2015-16 and it is regulated by Pension Fund Regulatory and Development Authority (PFRDA). APY is for encouraging and enabling citizens to save for retirement and getting guaranteed pension by Govt. of India. All citizen of India in age goup of 18-40 years, and having a bank account is eligible to join APY. APY can be opened in any bank or post office. APY is a periodic contribution (monthly) based pension plan where contribution stops at the age of 60 and pension starts. The guaranteed fixed monthly pension after retirement under APY is Rs.1000/-, Rs.2000/-, Rs.3000/-, Rs.4000/- or Rs.5000/- as per choice of monthly contribution according to age of the subscriber. Primary objective of APY is enabling systematic savings during working life of th