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Showing posts from September, 2017

" Portfolio of an Aggressive Investor in Mutual Fund "

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Example of a Portfolio of an Aggressive Investor in Mutual Fund Balanced Mutual Fund  - 10 % of total investment Mutual Fund in Large Cap category  - 15 % of total investment Mutual Fund in Multi- Cap category  - 20 % of total investment Mutual Fund in Mid- Cap category  - 25 % of total investment Mutual Fund in Small- Cap category  - 30 % of total investment You will understand from the above example that the risk factor is considerably high. So, the investor having this portfolio  should have a time horizon of at least 10 years to get very good result. Happy Investing !!! ##   Common Investors may collect ebook from the following link for mastering the basics of investment : https://pothi.com/pothi/book/ebook-pradip-mondal-basic-investment-instruments ### Govt Job Aspirants in Mechanical Engineering (Degree or Diploma) may collect ebook from the following link for cracking Competitive Exams : https://pothi.com/pothi/book/ebook-er-pradip-mondal-s

" Balanced Mutual Fund should be the first choice of a New Investor "

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Hybrid: Equity-oriented This Mutual Fund is also called Balanced Fund. 65 to 80 % of total money in this type of Mutual Fund is invested in equity / stock market & rest 20 to 35 % of balance money is invested in fixed income instruments like Bond, Govt securities etc. The risk factor is minimum in this type of Mutual Fund.  Return on investment is good and well above  Fixed Deposit/ PPF/TD present in Indian market. Profit gained after minimum one year of investment is termed as' Long Term Capital Gain'. This long term capital gain is totally exempted from paying income tax. Now, there are numbers of Mutual fund schemes from different mutual fund houses. We will discuss few good funds as examples of 'Hybrid: Equity-oriented' category. HDFC Balanced Fund:  Invests in stock market as well as fixed income instruments. Yearly return of this fund is roughly 20 % as on date. L & T Prudence Fund:  Invests i

" Now, Aadhaar is mandatory for Mutual Fund investment in India "

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Aadhaar has already been made mandatory to link with PAN. Recently, the last date for Aadhaar-PAN linking has been extended to  31st December, 2017. Now, Govt. of India has decided to make Aadhaar mandatory for Mutual Fund Investment as per recent amendment in the 'Prevention of Money Laundering Act (PMLA Rules, 2017) '. Please note that Aadhaar was not mandatory for Mutual Fund investment previously. Now, it is the duty of the Mutual Fund Houses to collect Aadhaar no. from the existing customers and incorporate the same with the Accounts or Folios of their customers. The last date for linking Aadhaar with Mutual Fund Account is 31st December, 2017. Hence, investors of Mutual Fund should approach respective Fund House to submit their Aadhar document . They can submit it either physically or online.                                       Happy Investing !!! ##   Common Investors may collect ebook from the following link for mastering the basics of

" My First Book on Investment "

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              The image given above is the 'Front Page' of my First Book published on Investment. But actually this is my second book because the first one is from Engineering Field.               This book consists of basics & fundamentals of investment and different investment vehicles in India including Stock Market and Mutual Funds, which are the powerful pillars of Indian Economy. This book, which is published specially for the beginners, will make investment easier and grow confidence. Common Investors may collect my ebook from the following link for mastering the basics of investment : https://pothi.com/pothi/book/ebook-pradip-mondal-basic-investment-instruments Happy Investing !!!   Pradip Mondal   ### Govt Job Aspirants in Mechanical Engineering (Degree or Diploma) may collect my ebook from the following link for cracking Competitive Exams : https://pothi.com/pothi/book/ebook-er-pradip-mondal-solved-exam-papers-wbpsc-mechanical